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Above: The main entranceway and facade of the Austrian Postal Savings Bank Building, the Österreichische Postsparkasse (originally the k.k. Postsparcasse Amt, the Royal and Imperial Postal Savings Bank), designed by Otto Wagner and built between 1904 and 1906. Below: The Kassenhalle, the main hall and one-time central banking area of the building.

As the 20th-century began, Otto Wagner’s Postal Savings Bank building brought a new face to public sector architecture in the Austro-Hungarian Empire — streamlined, free of superfluous decoration, and with meticulous attention to the choice, finish, and unadorned display of materials, including glass, aluminum, and polished steel. Inside and out, the building marked a shift from from Jugendstil to modernism, as well as from ornate neo-Gothic, neo-Renaissance and neo-Baroque displays of state power to aesthetic simplicity and  perfection of the environment in which public employees worked and the general public accessed essential services — secessionist architecture geared both to the public eye and to public health and welfare.

Late-Hapsburg Vienna was a densely-populated city. For most people, housing was substandard, overcrowded, and unhealthy, as were the city’s factories and workshops and   the dank rooms in which ordinary office employees worked long hours.  In tenement dwellings and at work, fresh air and sufficient sunlight were rarities for the bulk of Vienna’s population. Tuberculosis was endemic and  conditions for its transmission rife.

Otto Wagner’s design and implementation of the State Postal Savings Bank building stressed provision of light, circulation of air, and availability of adequate and open work space.  The Kassenhalle, the main banking hall, of the building is a case in point. The photo below shows its overhead glass skylight and its opaque glass-brick floor.  Together, these transmitted a glow of light directly into the hall itself, and indirectly into the postal services section of the building one flight below, thus improving ambience and saving energy at the same time.

Just as the design and implementation of the building eased the lives of those who worked in and patronized it, so did the services the Postsparkasse offered.  The inception of postal savings  in 19th-century Europe brought secure ways to save within the reach of the mass of ordinary people.  Postal savings, however, were founded on more that government largesse; they served to channel volumes of small hordes cash out of proverbial mattresses and other hiding places and into the hands of the state, thus keeping money in circulation and augmenting governmental coffers with what were, in effect, an immense stream of ongoing,  low-interest, long-term loans.

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